Moreover, starting from age 65 of the Life Insured, you can elect to make withdrawals that are guaranteed for the rest of the Life Insured’s life. The yearly amount available for withdrawals as Income For Life (IFL) is equal to 5% of the GWB at time of election for SRP (US$) and 4% of the GWB at time of election for SRP (S$).

Even if your account value goes to zero, you can get all your subscription back and have regular Income For Life.

Retirement Income For Life from Life Insured age 65 onwards