Guarantee To Grow - Even If The Market Doesn’t

Receive a Loyalty Bonus of up to 50% of Your Total Subscription

With Secure Retirement Plus, your GWB will have the opportunity to increase. If you do not make any withdrawal during the first 5 policy years, we will increase your GWB from 100% to 125% of the total subscription. From policy years 6 to 10, an extra 5% of the GWB will be added at the end of each policy year to the GWB as Loyalty Bonus if no withdrawal is made during those years.

However, if any withdrawal is made in a particular year in the first 10 policy years, the Loyalty Bonus for that year and all future Loyalty Bonus of all the years thereafter will be forfeited.

It pays to wait: a total Loyalty Bonus of 50% can significantly increase your Guaranteed
Withdrawal Benefit

Secured Retirement Plus (US$)

Secured Retirement Plus (S$)

Secure Retirement Plus (US$)
For illustrative purposes only. A US$100,000 subscription will provide guaranteed withdrawal of US$5,000 for 20 years. If no withdrawal is taken during the first 5 years, a 25% Loyalty Bonus will be added to the GWB at the end of year 5 and your GWA will increase to US$6,250. Thereafter, if you make no withdrawal, at the end of year 10, your GWA will increase to US$7,500.

Secure Retirement Plus (S$)
For illustrative purposes only. A S$100,000 subscription will provide guaranteed withdrawal of S$4,000 for 25 years. If no withdrawal is taken during the first 5 years, a 25% Loyalty Bonus will be added to the GWB at the end of year 5 and your GWA will increase to S$5,000. Thereafter, if you make no withdrawal, at the end of year 10, your GWA will increase to S$6,000.